Life Settlements as a Non-Correlated Asset

Investors building a diversified portfolio are often looking for holdings that behave independently of the broader market, which is why life settlements as a non-correlated asset draw attention from institutions, family offices, and fund managers. Unlike equities, bonds, or real estate, a life settlement’s return is not driven by interest rates, corporate earnings, or economic […]

How Life Settlement Investing Works

Infographic titled “How Life Settlement Investing Works” explaining the six stages of a life settlement investment, from a policy entering the secondary market through underwriting, purchase, portfolio management, and payment of the death benefit. It also highlights longevity, carrier, and liquidity risks, why institutional investors may consider life settlements, and what the transaction means for policyholders.

For investors evaluating alternative assets, understanding how life settlement investing works starts with a simple premise. A life insurance policy is a contract with a market value that can exceed its cash surrender value. When a policyholder no longer needs or wants a policy, that policy can be sold on the secondary market rather than […]